Move-In Ready Program

Get a Newly Remodeled Home Plus a $15,000 Interest-Free, No Monthly Payment Loan

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The NSP Move-In Ready Program offers buyers a practical option in their pursuit of a home. These newly improved foreclosed homes meet the HUD Housing Quality Standards, offer energy efficient features and enhanced curb appeal.

The Move-In Ready Program consists of a $15,000 loan to assist with down payment and closing costs to purchase the "Move-In Ready" home. 

This interest-free, no monthly payment loan from the city is forgivable and declines over a 15-year timeframe.  If the owner sells the home, refinances or no longer occupies the residence prior to 15 years, the remaining balance will be due.

Buyers who chose this option enjoy the benefits of living in established areas of the city of Phoenix. To find out if you are eligible to participate in this program, view the link: Am I eligible?

Move-In Ready Program Buyer's Guide and Checklist

View Move-In Ready Program Map and Available Inventory

Homes offered in the Move-In Ready Program are owned and available for sale by NSP developer partners: Foundation for Senior Living, Cesar Chavez Foundation, Neighborhood Housing Services of Phoenix and Mandalay Communities.

To learn about other Homeownership Program options and eligibility criteria, call 602-262-6602 or by e-mail at nsphome@phoenix.gov.